Advertiser Disclosure

The offers that appear on are from companies from which receives compensation. This compensation may impact how and where (including the order in which) offers are presented to consumers. does not make loan offers but instead pairs potential borrowers with lenders and lending partners. We are not a lender, do not make credit decisions, broker loans, or make short-term cash loans. We also do not charge fees to potential borrowers for our services and do not represent or endorse any particular participating lender or lending partner, service, or product. Submitting a request allows us to refer you to third-party lenders and lending partners and does not constitute approval for a loan. What you may be presented is not inclusive of all lenders/loan products and not all lenders will be able to make you an offer for a loan.

Personal Loans in Arizona Online

Find Arizona online personal loan lenders through for good and bad credit. Secured and unsecured personal loans may be approved by next business day

People searching for installment loans in the Grand Canyon State are invited to request funding for up to $40,000 using the short form below. To start the process, simply enter your first name, last name, and email address. After clicking the “Get Started” button, we do our best to help you find loan companies in Arizona.

I’d like to borrow: $

Drag the slider below to the amount you’d like to borrow

There are a number of different types of loans available to consumers. With an installment loan, you borrow money and pay it back over a period of time. Rather than paying back your loan in one lump sum, you use monthly payments that go toward the interest and the principal. The APR you receive depends on the lender and your situation. At, our partners offer APRs as low as 4.84 percent.

Arizona Personal Loans

Arizonans are making funding requests for a range of reasons, including the following:

  • The average credit card debt in Arizona is nearly $4,000, ranking it 20th in the nation. Some people in Arizona are consolidating high-interest debts like this into lower interest personal loans allowing them to sometimes save money in the long run.
  • Like most Americans, Arizonans depend on their cars and trucks daily. Vehicle repairs can become expensive quickly, adding up to hundreds or even thousands of dollars. In Arizona, the average cost of a major car repair is $2368.28. Without sufficient savings to cover repairs, some people turn to personal loans.
  • Remodeling a home, even if it is only a single room like the kitchen or a bathroom, is pricey. Home Advisor estimates that Americans spend an average of $21,000 on remodeling a kitchen and about $9,400 for renovating a bathroom. For most Arizonans, taking out a personal loan might be the only way they can afford these home improvements.
  • Throughout the Grand Canyon State, Arizonans are feeling the weight of rising health care costs. The average cost of personal health insurance in Arizona is $247 per month and $2,964 per year. Even for those people who are in good health, accidents still happen and can lead to costly emergency care. A single visit to the ER can lead to thousands of dollars in medical bills, causing some people to pursue personal loans to help with medical costs.

These are just some of the reasons why people in the Grand Canyon State are requesting this type of funding. If you are ready to seek a personal loan now, fill in our online form to get started.

Arizona State Economy

Arizona’s economy ranks 21st in the nation. Its overall GDP is greater than many countries in the world. In addition, it is the 14th most populous state.

In the past, Arizona’s economy revolved around the ‘5 Cs’ - copper, citrus, cattle, cotton, and climate (tourism). The state still has many copper mines and extracts two-thirds of the country's copper output.

Tourism is the leading industry in Arizona according to the Arizona Office of Tourism. Favorable weather, big cities, and natural wonders attract over 40 million visitors to the Grand Canyon State annually. In 2015, 42.1 million people visited Arizona, spent $21 billion and supported 179,600 jobs.

The cost of living in Arizona is slightly above the national average. However, Arizonans pay less than the average for monthly rent: a one-bedroom apartment rents for $707 per month and a 2-bedroom rents for $892 per month. The average cost of buying a home in Arizona is $194,600, slightly higher than the national average of $186,000.


When people find themselves in need of money, they can sometimes become desperate. Loan scammers prey on desperate people, making unrealistic promises of loans. Some scammers ask for money up front to extend credit or make a loan. Others solicit people by phone or email, sometimes asking for sensitive personal information. Be wary of anyone or any business who promises loans that sound too good to be true or who approach you about a loan or who ask you to pay for a loan.

Things to Consider Before Borrowing

Qualifying for a loan depends on a number of factors and not every applicant gets approved. Be sure that you meet the age, income, residency and employment requirements before applying for a loan.

Taking out a personal installment loan can make a huge difference in the life of someone who has short-term financial needs. At the same time, borrowing money is a big responsibility. Before taking out a loan, be sure that you are fully aware of the terms, conditions, and fees associated with borrowing money.

Lastly, educate yourself on some of the basic issues surrounding consumer credit and loans.  The Arizona Attorney General’s Office provides information so consumers can learn more.