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Older Americans represent one of the fastest growing segments of the country’s population. According to the AOA (Administration on Aging), there were over 46 million Americans over the age of 65 in 2014 which is about 15% of the population. This number is expected to grow even more in the next few decades. By 2040, the number of Americans over 65 will be more than 60 million. That number could exceed 150 million by the year 2060.
On average, there are over two million Google searches done every second. That translates into over three billion searches every single day and over one trillion searches each year. In the United States, Google has over 75-percent of the overall search traffic and almost 90-percent of the organic search traffic.
Over the past decade, the cost of living has been on the rise across the nation. Medical care costs have risen 50 percent during the same time period. The cost of food and drink have risen almost 40 percent. And although household income has also been on the rise, many families’ incomes have not kept up with increasing costs.
It’s a lot easier to get pre-qualified for a personal loan than approved for one. Even pre-approval usually includes a conditional commitment, but pre-qualification is little more than a formality – one that holds little weight and is usually skipped by lenders who see it as unnecessary.
Short on money? You’re not alone. According to BusinessInsider.com, 43-percent of families in the U.S. spend more than they make. That leads to loans, and the average borrower is taking out over $4,000 per loan.
Don’t get us wrong, we love an epic Halloween costume. It’s just that we think you can make one of those yourself. You’ll likely need to buy a few festive accessories to round out the edges, but for a Halloween costume on a budget – like if you’re trying to stretch your student loan funds or pay back a cash advance – you can be ghoulish without giving up the ghost of your bank account. Here are ten picks for inexpensive Halloween costumes you can make yourself.
Every year the top toy analysts (yes, they exist) look through all the major toy releases and pick out the ones they think will be the most popular. For many parents, this wisdom is priceless. It can mean the difference between a great or ruined holiday. Trust me, I've been there.
Tuition rates are surging, and that’s just one of the payments that makes going back to school so expensive. Combine that with the fact that the average American has over $7,000 in credit card debt, and it’s easy to see why so many students have to take out a loan to pay for school. We can help you figure out a loan amount that might be right for you.
When I first heard about “peer-to-peer lending,” I thought it was a shady way to share digital files. When I learned that it was actually an online loan, I was still doubtful of its legality. I was wrong. P2P loans have nothing to do with P2P file sharing. In fact, peer-to-peer lending offers some of the best interest rates out there for the borrower. Let’s dig a little deeper into this relatively new type of personal loan so you can see if it’s the right type of loan for you.