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In 1955, a merger between Chase National Bank and The Manhattan Company created the Chase Manhattan Bank. Back in 2000, Chase merged with J.P. Morgan & Co, forming JPMorgan Chase Bank, N.A., which does business as Chase Bank. Now, Chase is a multinational banking giant and one of America’s ‘Big Four’ banks. It ranks fourth in Forbes’ Global 2000 list and third on Forbes’ list of America's Top Public Companies.
Offering both consumer and commercial banking, Chase serves customers across the nation, with over 5,100 branches and over 16,000 ATMs. Chase has a full range of financial products including credit cards, mortgages, car loans, and other products. The bank also offers a full line of online banking options as well. And while Chase does not offer unsecured personal loans, the bank does offer other options for prospective borrowers. Below is a review of some of Chase’s financial products.
Although Chase lacks unsecured personal loans for debt consolidation or other financial needs, home mortgages are one of the types of loans Chase offers. Prospective homebuyers can begin the process online, on the phone, or in person at certain Chase branches. Below are mortgage products offered by Chase.
Chase also provides advice for prospective homebuyers along with tips for understanding the expenses associated with homeownership. And to help you figure out how much home you can afford, Chase has an easy-to-use affordability calculator. By submitting the state of purchase, purchase price, down payment, and some other information such as your loan purpose, type of property and the use of the asset, you can get an idea of available rates and potential payments.
For those who already own their homes, but find themselves in need of cash, Chase offers home equity lines of credit for debt consolidation. Chase provides a calculator for determining the value of your home or another property. You can also discover how much you may be able to borrow by using Chase’s Home Equity line of credit calculator. Since Chase doesn’t offer personal loans, a home equity loan is a potential option for current homeowners who find themselves in need of financial assistance.
As is the case with the above loans, Chase has a calculator for figuring out rates and payments for vehicle financing. Also, Chase has a network of auto dealerships. If you select an automobile from one of these dealers, the purchaser only needs to submit the application with the loan amount, the vehicle information, and the selected dealer. Chase then sends the approved application to the dealership allowing the purchaser to sign and drive.
As one of America’s Big Four banks, Chase offers a full range of financial and investment banking services and products. And while Chase may not offer unsecured personal loans, the banking giant does have options that may be able to help with debt consolidation.