The offers that appear on LoanStart.com are from companies from which LoanStart.com receives compensation. LoanStart.com does not make loan offers, but instead pairs potential borrowers with lenders and lending partners. We are not a lender, do not make credit decisions, broker loans, or make short-term cash loans. We also do not charge fees to potential borrowers for our services and do not represent or endorse any particular participating lender or lending partner, service, or product. Submitting a request allows us to refer you to third party lenders and lending partners and does not constitute approval for a loan.
LoanStart.com is a free loan-matching service that connects potential borrowers like you with one of our affiliate lenders. To help you get a loan to meet your needs, we work with a number of respectable lenders.
Getting a loan with one of our partners is easy through our online loan request process. We have designed our secure, streamlined form to be quick and simple. You start by filling in the short form by giving us some basic personal and financial information. Soon after that, you will learn whether or not you have been matched by one of our lending partners. In many cases, successful applicants can get their money as early as the next business day.
Our affiliate lenders offer a variety of loan products, terms, and interest rates. Affiliates of LoanStart.com offer loan terms (the amount of time required to repay the loan according to the terms of the loan) from 24 to 60 months in length. Our lenders offer a maximum APR of 35.99-percent. The total charges and fees depends on the affiliate lender and the terms of your loan. For example, a $10,000 loan with a 24-month loan term could have a total finance charge of $705.21 to $4,171.38.
In today’s market, the options for alternative lending are many. Some of your choices include Peer to Peer Loans (P2P), Personal Installment Loans, and Bank Personal loans. P2P Loans link you directly with a company or an individual, leaving banks out of the loop. Because of this, the reason for your loan must be disclosed. Personal Installment Loans are unsecured loans which are repaid over a period of time. Bank Personal loans allow you to request a loan at a local bank, by phone, in person, or online.
The specific loan product you choose may depend on what loans you qualify for.
36 months is one time period for longer term loans. These loans have a number of advantages as well as disadvantages. Some of the pros and cons of 36 month loans are outlined below.
Being able to repay a loan over a longer period of time may offer a number of advantages to borrowers:
There are also some disadvantages that can accompany longer loan terms:
If you find yourself in need of a loan, longer loan terms can be beneficial to you. The specific loan product along with its terms, fees and interest rates will depend on the lender and your lending agreement. To request a loan, fill in our secure online loan request form today.