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Searching for an unsecured or secured loan in the Peach State? If so, you can request funding using our short form below for up to $40,000. To start the process, provide your first and last name and your email address. From there we’ll take you to a request form that’s just a little bit longer. Once you click the “Get Started” button on that page, we will try to find you an affiliate lender.
You are required to repay some short-term loans in one lump sum. In contrast, installment loans are paid back a little at a time according to a monthly payment schedule. The money you pay goes towards the principal as well as the interest on the loan. Depending on the lender and your situation, the APR will vary. AtLoanStart.com , our affiliate lenders offer APRs starting as low as 4.84 percent.
Georgians are taking out personal installment loans for the following reasons:
These are just some of the reasons why people take out this type of funding. If you would like to seek a personal loan now, fill in our online form to get the process started.
With the 9th largest GDP in the nation, Georgia has a strong economy. It routinely ranks in the Top 20 for healthiest economies in the US. If it were its own country, Georgia’s GDP would be ranked twenty-eighth in the world. The state boasts a diverse economy, based on manufacturing and agriculture as well as import and export. Georgia also has a strong military contingent with bases and installations around the state.
The Peach State is home to 15 Fortune 500 companies including iconic brands like UPS, Delta Airlines, Home Depot, and Coca-Cola. A big agricultural state, farmers in Georgia produce peanuts, tobacco, peaches, poultry, cotton, pecans, timber, and other cash crops.
The state is also a major transportation hub. Atlanta’s Hartsfield-Jackson International Airport is the world's busiest airport for both passenger traffic and aircraft traffic.
More than 10 million Americans call Georgia home, with over half of these residing in the Atlanta metropolitan area. The state’s median home price is around $180,000 while the average renter pays about $775 per month.
Legitimate lenders with good reputations can sometimes be hard to distinguish from scammers. However, there are ways to pick out the good from the bad.
Be wary of debt collection scams as well. Some unscrupulous debt collectors use legal action or arrest as threats to intimidate you into paying money you might not even owe. There are currently laws protecting consumers from this type of treatment. To remain safe, never give or send money to an unverified source.
Before requesting a loan, be sure you meet the lender’s requirements. Some requirements that we have seen include that you should be 18 years or older, have proof of income and a Social Security number, be a U.S. citizen or a legal resident, and have a valid bank account.
Georgia also has rules and regulations to protect borrowers. To get accurate information about these, contact the Georgia Department of Law Consumer Protection Unit.
Lastly, before taking out a loan, make sure you understand your financial responsibilities and the implications of borrowing and repaying the money.