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Deriving its name from a Mohawk word for ‘beyond the pines,' Schenectady has multiple options for online personal loans. Lenders are inviting people in the city who have been putting off home improvements or vehicle repairs for lack of funds to submit funding requests. Once you submit a request, we try to find you a lender. If you qualify for a loan, you can get your funds in as little as a single business day. Consult the New York Department of Financial Services for consumer questions. It’s our job to try to find you a lender, so fill in the following form to start the process.