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The offers that appear on are from companies from which receives compensation. This compensation may impact how and where (including the order in which) offers are presented to consumers. does not make loan offers but instead pairs potential borrowers with lenders and lending partners. We are not a lender, do not make credit decisions, broker loans, or make short-term cash loans. We also do not charge fees to potential borrowers for our services and do not represent or endorse any particular participating lender or lending partner, service, or product. Submitting a request allows us to refer you to third-party lenders and lending partners and does not constitute approval for a loan. What you may be presented is not inclusive of all lenders/loan products and not all lenders will be able to make you an offer for a loan.

Find Ohio online personal loan lenders through for good and bad credit. Secured and unsecured personal loans may be approved by next business day

Those in the Buckeye State who are looking for installment loans can request funding for up to $40,000 by using our short form below. Begin by entering your first name, last name, and email address into the form, and then click the “Get Started” button. Once you’ve done this, we try to help you find a loan company.

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Installment loans are used by people in Ohio to meet a variety of needs. By borrowing money and agreeing to pay it back over time, rather than in one lump payment, you can spread the cost out over a few months or longer. The monthly payments generally go toward paying the interest and repaying the principal. The APR that you get varies by lender and is also dependent on your situation, as well as other factors. partner lenders offer APRs starting at 4.84 percent.

Ohio Personal Loans

Ohio residents who are searching for installment loans to meet their needs are using their funds for a number of purposes. Below are some of the ways Ohioans are using their loans:

  • Paying off high-interest credit card debt - The average credit card debt in Ohio is about $3,500. By taking out a personal loan with a lower interest rate than their credit cards, it is may be possible to pay down this debt while saving money on interest.
  • Making costly vehicle repairs - Although the average cost of a ‘check engine light’ car repair in Ohio is lower than the rest of the nation ($363), this is still no small amount of money for the average working person. If faced with a more serious vehicle repair costing thousands of dollars, taking out a personal loan could be the difference between keeping your car running or not.
  • Paying off unexpected medical costs - The average monthly cost of personal health insurance in Ohio is $258 which translates to over $      3,096 annually. Even with excellent insurance, there will always be additional costs related to healthcare like co-pays, prescription costs, and emergency care costs. When Ohio residents see their medical costs starting to grow due to unexpected expenses, a personal loan may help.
  • Doing home renovations and repairs - Replacing a furnace or putting a new roof on your home can cost thousands of dollars. The cost of remodeling a kitchen or bathroom can easily run over $10,000. Very few homeowners have the resources to pay for these types of projects without a personal loan.

Ohio State Economy

With a GDP of $478 billion, Ohio has the seventh largest economy in the United States. The Buckeye State is nationally ranked by many business publications in a number of areas. Some of these rankings include tenth for best business-friendly tax systems by The Small Business & Entrepreneurship Council and thirteenth for best business climate by The Directorship's Boardroom Guide.

An industrial and manufacturing state, Ohio is the nation’s largest producer of plastics, rubber, electrical equipment, fabricated metals, and appliances.

59 of the top American companies by revenue are headquartered in Ohio, including Procter & Gamble, Goodyear Tire & Rubber, Abercrombie & Fitch, and Wendy's. Also, Ohio has five of the nation’s top 115 colleges.

Housing in Ohio is more affordable than some other states. The average home price in Ohio is around $120,000. Also, the average Ohioan spends 27 percent less on rent than most Americans – an average of $570 for a one-bedroom apartment and an average of $700 for a two-bedroom apartment.


People all over the nation take out loans from legitimate lenders every day. Sadly, there are also people who fall prey to loan scams daily. To keep yourself from being a victim of a scam, be wary of lenders who:

  • Ask for money up front to originate the loan, especially if they ask for you to wire money or send money to an individual.
  • Are not registered or licensed in your state. Money lending is strongly regulated by the state and federal governments, so an unlicensed or unregistered lender should be a red flag.
  • Use names that closely resemble legitimate lenders. The copycat names are chosen to fool people.
  • Offer unsolicited loans by phone, email, or text message.

Things to Think About Before Borrowing

Before submitting a loan application, make sure to review the requirements to make sure you meet a loan broker’s or lender’s standards for age, income, employment, and residential status. Also, before applying for a loan, educate yourself on interest rates and loan terms.

Lastly, be aware that once you sign a loan agreement, you are fully responsible for abiding by the contract and must repay the loan according to the lender’s terms. Know what you are getting yourself into before signing on the dotted line.

For those who have questions about loans and finance issues in Ohio, visit the Ohio Department of Commerce for more information.