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Those in the Buckeye State who are looking for installment loans can request funding for up to $40,000 by using our short form below. Begin by entering your first name, last name, and email address into the form, and then click the “Get Started” button. Once you’ve done this, we try to help you find a loan company.
Installment loans are used by people in Ohio to meet a variety of needs. By borrowing money and agreeing to pay it back over time, rather than in one lump payment, you can spread the cost out over a few months or longer. The monthly payments generally go toward paying the interest and repaying the principal. The APR that you get varies by lender and is also dependent on your situation, as well as other factors. LoanStart.com partner lenders offer APRs starting at 4.84 percent.
Ohio residents who are searching for installment loans to meet their needs are using their funds for a number of purposes. Below are some of the ways Ohioans are using their loans:
With a GDP of $478 billion, Ohio has the seventh largest economy in the United States. The Buckeye State is nationally ranked by many business publications in a number of areas. Some of these rankings include tenth for best business-friendly tax systems by The Small Business & Entrepreneurship Council and thirteenth for best business climate by The Directorship's Boardroom Guide.
An industrial and manufacturing state, Ohio is the nation’s largest producer of plastics, rubber, electrical equipment, fabricated metals, and appliances.
59 of the top American companies by revenue are headquartered in Ohio, including Procter & Gamble, Goodyear Tire & Rubber, Abercrombie & Fitch, and Wendy's. Also, Ohio has five of the nation’s top 115 colleges.
Housing in Ohio is more affordable than some other states. The average home price in Ohio is around $120,000. Also, the average Ohioan spends 27 percent less on rent than most Americans – an average of $570 for a one-bedroom apartment and an average of $700 for a two-bedroom apartment.
People all over the nation take out loans from legitimate lenders every day. Sadly, there are also people who fall prey to loan scams daily. To keep yourself from being a victim of a scam, be wary of lenders who:
Before submitting a loan application, make sure to review the requirements to make sure you meet a loan broker’s or lender’s standards for age, income, employment, and residential status. Also, before applying for a loan, educate yourself on interest rates and loan terms.
Lastly, be aware that once you sign a loan agreement, you are fully responsible for abiding by the contract and must repay the loan according to the lender’s terms. Know what you are getting yourself into before signing on the dotted line.
For those who have questions about loans and finance issues in Ohio, visit the Ohio Department of Commerce for more information.