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The offers that appear on are from companies from which receives compensation. This compensation may impact how and where (including the order in which) offers are presented to consumers. does not make loan offers but instead pairs potential borrowers with lenders and lending partners. We are not a lender, do not make credit decisions, broker loans, or make short-term cash loans. We also do not charge fees to potential borrowers for our services and do not represent or endorse any particular participating lender or lending partner, service, or product. Submitting a request allows us to refer you to third-party lenders and lending partners and does not constitute approval for a loan. What you may be presented is not inclusive of all lenders/loan products and not all lenders will be able to make you an offer for a loan.

Request unsecured and secured funding from loan companies in Amarillo, TX. Our lenders offer personal loans online for up to $40,000. Next business day funding!

Personal Loans in Amarillo

Located about halfway between Oklahoma City and Albuquerque, Amarillo is part of the Texas Panhandle. The North Texas city sits on the high plains in cattle country. Residents of the city live closer to Colorado, Oklahoma, and New Mexico than they are state capital of Austin. Native prairie grasslands that have thrived for centuries remain mostly intact. Amarillo metro had a population of 276,020 in 2016, with the projected population for the four-county metropolitan statistical area expected to climb.

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Weather conditions in Amarillo are typical of the wild swings in temperatures experienced by other high plains cities. It is not out of the question for a blizzard to hit the city in winter and temperatures soar above 100 degrees in the middle of summer. Situated in the western part of Tornado Alley, the community receives lightning strikes on average 48 days per year. During spring and autumn, residents enjoy a dry, mild climate that is ideal for participating in organized outdoor recreational events.

Amarillo is the regional economic center of the Texas Panhandle, which means several financial institutions offer personal loans. If you want to start a business or refurbish a food processing facility, you can request a personal loan to obtain funding.

Companies operating in the meat packing industry have a strong presence in Amarillo. Roughly 25 percent of the nation’s meat supply undergoes processing in the area. The Texas Cattle Feeders Association has its headquarters in the community. Petroleum drilling is another powerful contributor to the local economy. Once considered a major supplier of helium, the city has experienced a decline because of privatization. Major employers include Tyson Foods, Northwest Texas Healthcare System, and the Amarillo Independent School District.

Operating on the campus of West Texas A&M, the Panhandle-Plains Historical Museum welcomes more than 70,000 visitors per year. Nearly three million artifacts promote American Western art, culture, history, and geology. The museum features a replica livery, saloon, schoolhouse, and pioneer cabin. The city of Canyon is home to the museum, and the town offers museum visitors the opportunity to take a slice of western prairie life home.

We recommend residents of Amarillo the Texas Department of Banking website to learn more about the laws governing the pursuit of personal loans. Click the “Financial Education” tab to find out how you can obtain funding to meet your financial goals.

Access the Amarillo municipal website to read about upcoming events.

Personal Loan Calculator

Before you accept a loan, you should make sure you understand how much you will need pay back each month. Enter your loan information into this calculator to estimate your monthly payments and total interest paid.

Loan Calculator

Loan Amount: $10000
Loan Term: 12 mo.
Interest Rate: %
Monthly Payment $856.03
Months 12
Total Paid $10,272.35
Total Interest $272.35
We offer this personal loan calculator as a free tool to estimate the cost of your loan. We do not guarantee accurate results.

Texas Rules and Regulations

The legal requirements for loans in Amarillo, Texas vary by funding type and the type of financial entity offering the loan. Questions like “What is the shortest payback period?” and “What is the longest loan term?” cannot be easily answered. To understand the rules and regulations for getting personal loans in Texas, associated with the loan you end up choosing, we recommend speaking with a professional accountant in your area.

Amarillo Personal Loan Restrictions

You will need to contact your lender directly to discuss any restrictions that may apply to your loan. For information about what can prevent you from requesting a loan through our site, please see the corresponding section below.

Personal Loan for Bad Credit (Less than 580)

Those with bad credit may still be able to find funding. While searching for traditional bank loans, or even locally sourced alternative funding solutions, may prove unfruitful, online options may utilize a risk assessment model that favors your financial situation. A personal loan for bad credit less than 580 will likely have higher interest than some other types of loans.

Personal Loan Companies works with reputable financial companies, including:

  • LendingPoint LLC
  • Avant, Inc
  • Prosper Marketplace, Inc
  • Payoff, Inc
  • Social Finance, Inc
  • Fredom Financial Asset Management, Inc. dba FreedomPlus

How to Request a Loan Online

  • Fill out our form to get started
  • Let us reach out to our network of lenders and lending partners
  • Find out within minutes if we were able to connect you

Loan Request Eligibility Criteria

Please make sure you meet the following requirements before requesting a loan through our site:

  • You must be at least 18 years old to use our services.
  • You must be a U.S. citizen or a legal resident.
  • You must have an active bank account.
  • If you are ready, you can ask for funding right now.

Operating Hours

Our free loan request service is always open. You can use the form on this site to ask for funding 24 hours a day, seven days a week – including Sunday.

ZIP Codes

79101, 79102, 79103, 79104, 79106, 79107


How to request a loan in Amarillo, TX?

  • Simply press the “Get Started” button at the top of the page to start our easy loan request process.

What is a personal loan?

  • A personal loan is a type of funding that is paid back in installments over time. Personal loans requested through feature a repayment range of 61 days to 84 months.

What fees does LoanStart charge?

  • There are no fees to use this site. We offer a free loan request service.

How much can I borrow?

  • You can request up to $40,000 through our site.

How long until I get my money?

  • If approved by a lender, you could receive your funding in as soon as one business day.