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The offers that appear on are from companies from which receives compensation. This compensation may impact how and where (including the order in which) offers are presented to consumers. does not make loan offers but instead pairs potential borrowers with lenders and lending partners. We are not a lender, do not make credit decisions, broker loans, or make short-term cash loans. We also do not charge fees to potential borrowers for our services and do not represent or endorse any particular participating lender or lending partner, service, or product. Submitting a request allows us to refer you to third-party lenders and lending partners and does not constitute approval for a loan. What you may be presented is not inclusive of all lenders/loan products and not all lenders will be able to make you an offer for a loan.

Request unsecured and secured funding from loan companies in Mckinney, TX. Our lenders offer personal loans online for up to $40,000. Next business day funding!

Personal Loans in McKinney

Designated as the fastest growing city in the United States several times since 2000, McKinney offers residents a low crime and strong economic climate to raise a family. Situated 32 miles north of downtown Dallas, the city ranks second in population in the metroplex to nearby Plano. As of May 2017, the North Texas community ranked third as the third fastest growing American city. On January 1, 2018, city officials released an estimated population figure of 179,804 residents.

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Rapid population growth has created more demand for personal loan requests. Whether you are new to the community and want to buy a condominium or you are a longstanding resident who wants to perform a major home improvement project, McKinney is home to numerous financial institutions that offer funding options.

If you want to invest in land or open a new business, the Texas Department of Banking website presents useful information to help city residents learn about state financing regulations. Click on the “Consumer Information” tab to research how state laws protect consumers.

The Dallas-Fort Worth metroplex operates a diverse economy, with information technology providing the strong economic backbone. Many McKinney residents received higher education to work in high-tech occupations. Dell is one of the biggest employers in the region, with Raytheon, Encore Wire Corporation, Torchmark Corporation, and the Medical Facility of McKinney representing the largest employers operating within the city limits.

The city has earned the reputation for developing green spaces to ensure a cleaner environment. Frontier Park features several play areas to keep children busy for hours on end. Organized youth baseball games and soccer matches promote healthier lifestyles. The large park is ideal for Frisbee golf addicts, as the strategically planted trees and undulating terrain offer challenges for experienced throwers.

Bonnie Wenk Park is perhaps the best dog-friendly park located in the metroplex. The park and splash pad keep your dog active, as do the numerous dog-friendly trails that wind throughout the park. By purchasing a Texas fishing license, McKinney residents enjoy fishing at the five-acre pond. The outdoor amphitheater hosts plays and concerts throughout the year. Ride a mountain bike through the woods or move seamlessly on a touring bike on one of the bike paths. Some of the hiking trails and bike paths are lit to keep you safe walking and riding at night.

Access the city website to read about the upcoming events in McKinney.

Personal Loan Calculator

Before you accept a loan, you should make sure you understand how much you will need pay back each month. Enter your loan information into this calculator to estimate your monthly payments and total interest paid.

Loan Calculator

Loan Amount: $10000
Loan Term: 12 mo.
Interest Rate: %
Monthly Payment $856.03
Months 12
Total Paid $10,272.35
Total Interest $272.35
We offer this personal loan calculator as a free tool to estimate the cost of your loan. We do not guarantee accurate results.

Texas Rules and Regulations

The legal requirements for loans in McKinney, Texas vary by funding type and the type of financial entity offering the loan. Questions like “What is the shortest payback period?” and “What is the longest loan term?” cannot be easily answered. To understand the rules and regulations for getting personal loans in Texas, associated with the loan you end up choosing, we recommend speaking with a professional accountant in your area.

McKinney Personal Loan Restrictions

You will need to contact your lender directly to discuss any restrictions that may apply to your loan. For information about what can prevent you from requesting a loan through our site, please see the corresponding section below.

Personal Loan for Bad Credit (Less than 580)

Those with bad credit may still be able to find funding. While searching for traditional bank loans, or even locally sourced alternative funding solutions, may prove unfruitful, online options may utilize a risk assessment model that favors your financial situation. A personal loan for bad credit less than 580 will likely have higher interest than some other types of loans.

Personal Loan Companies works with reputable financial companies, including:

  • LendingPoint LLC
  • Avant, Inc
  • Prosper Marketplace, Inc
  • Payoff, Inc
  • Social Finance, Inc
  • Fredom Financial Asset Management, Inc. dba FreedomPlus

How to Request a Loan Online

  • Fill out our form to get started
  • Let us reach out to our network of lenders and lending partners
  • Find out within minutes if we were able to connect you

Loan Request Eligibility Criteria

Please make sure you meet the following requirements before requesting a loan through our site:

  • You must be at least 18 years old to use our services.
  • You must be a U.S. citizen or a legal resident.
  • You must have an active bank account.
  • If you are ready, you can ask for funding right now.

Operating Hours

Our free loan request service is always open. You can use the form on this site to ask for funding 24 hours a day, seven days a week – including Sunday.

ZIP Codes

75013, 75069, 75070, 75071


How to request a loan in McKinney, TX?

  • Simply press the “Get Started” button at the top of the page to start our easy loan request process.

What is a personal loan?

  • A personal loan is a type of funding that is paid back in installments over time. Personal loans requested through feature a repayment range of 61 days to 84 months.

What fees does LoanStart charge?

  • There are no fees to use this site. We offer a free loan request service.

How much can I borrow?

  • You can request up to $40,000 through our site.

How long until I get my money?

  • If approved by a lender, you could receive your funding in as soon as one business day.