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The offers that appear on are from companies from which receives compensation. This compensation may impact how and where (including the order in which) offers are presented to consumers. does not make loan offers but instead pairs potential borrowers with lenders and lending partners. We are not a lender, do not make credit decisions, broker loans, or make short-term cash loans. We also do not charge fees to potential borrowers for our services and do not represent or endorse any particular participating lender or lending partner, service, or product. Submitting a request allows us to refer you to third-party lenders and lending partners and does not constitute approval for a loan. What you may be presented is not inclusive of all lenders/loan products and not all lenders will be able to make you an offer for a loan.

Wichita Falls, TX Personal Loans Online

Request unsecured and secured funding from loan companies in Wichita Falls, TX. Our lenders offer personal loans online for up to $40,000. Next business day funding!

Personal Loans in Wichita Falls

Wichita Falls offers residents numerous outdoor recreational options to promote healthy lifestyles. The city sits near several ponds and lakes where anglers of all skill levels enjoy catching crappie, striped bass, and channel catfish.  Hikers and backpackers enjoy the serenity of camping near streams that flow into nearby Lake Wichita. The 234-acre Lake Wichita Park is located on the north side of the lake. A 2.6-mile hiking and bicycling trail runs from the southern edge of the park to the dam. The family-friendly park includes a playground, basketball courts, and several picnic areas. Canines roam free of leashes inside the dog park, and the model airplane landing area represents the only one of its kind in the Texas state park system.

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You do not need a personal loan to purchase camping gear and equipment, but you might need funding to buy an SUV or perform an expensive home improvement project. Wichita Falls is home to lenders who work with residents to secure financing.

After expanding by about 50 percent during the 1950s and 1960s, the population of Wichita Falls has remained steady. In 2016, the city counted 104,724 residents, which was only a 0.2 percent increase in population from the 2010 census. Sheppard Air Force Base is the largest employer. Healthcare companies and the public education system round out the top three employers in the region. Because of its location, the city can experience extended dry spells, as well as plenty of rainfall courtesy of Gulf moisture.

Wichita Falls offers residents numerous cultural and historical attractions. The Kell House Museum commemorates the contributions made by the family of Frank Kell. As two of the leading promoters of the city’s business base, Kell and brother-in-law Joseph A. Kemp helped pave the way for the expansion of the region’s agricultural economy. The J.S. Bridwell Agricultural Center located on Burnett Street presents a wide variety of cultural exhibits throughout the year. The Museum of North Texas history chronicles the early years of Wichita Falls, such as describing the transformation of the city into a military town. The city’s own “World’s Smallest Skyscraper” has an interesting history worth finding out more about.

Residents who request personal loans should first spend some time at the Texas Department of Banking website. The comprehensive website is organized into a number of categories that include a “Consumer Information” section.

Access the official city website to learn more about what Wichita Falls has to offer. The website also presents a calendar of upcoming events to help you plan your social calendar.

Personal Loan Calculator

Before you accept a loan, you should make sure you understand how much you will need pay back each month. Enter your loan information into this calculator to estimate your monthly payments and total interest paid.

Loan Calculator

Loan Amount: $10000
Loan Term: 12 mo.
Interest Rate: %
Monthly Payment $856.03
Months 12
Total Paid $10,272.35
Total Interest $272.35
We offer this personal loan calculator as a free tool to estimate the cost of your loan. We do not guarantee accurate results.

Texas Rules and Regulations

The legal requirements for loans in Wichita Falls, Texas vary by funding type and the type of financial entity offering the loan. Questions like “What is the shortest payback period?” and “What is the longest loan term?” cannot be easily answered. To understand the rules and regulations for getting personal loans in Texas, associated with the loan you end up choosing, we recommend speaking with a professional accountant in your area.

Wichita Falls Personal Loan Restrictions

You will need to contact your lender directly to discuss any restrictions that may apply to your loan. For information about what can prevent you from requesting a loan through our site, please see the corresponding section below.

Personal Loan for Bad Credit (Less than 580)

Those with bad credit may still be able to find funding. While searching for traditional bank loans, or even locally sourced alternative funding solutions, may prove unfruitful, online options may utilize a risk assessment model that favors your financial situation. A personal loan for bad credit less than 580 will likely have higher interest than some other types of loans.

How to Request a Loan Online

  • Fill out our form to get started
  • Let us reach out to our network of lenders and lending partners
  • Find out within minutes if we were able to connect you

Loan Request Eligibility Criteria

Please make sure you meet the following requirements before requesting a loan through our site:

  • You must be at least 18 years old to use our services.
  • You must be a U.S. citizen or a legal resident.
  • You must have an active bank account.
  • If you are ready, you can ask for funding right now.

Operating Hours

Our free loan request service is always open. You can use the form on this site to ask for funding 24 hours a day, seven days a week – including Sunday.

ZIP Codes

76301, 76305, 76307, 76309, 76311, 76302


How to request a loan in Wichita Falls, TX?

  • Simply press the “Get Started” button at the top of the page to start our easy loan request process.

What is a personal loan?

  • A personal loan is a type of funding that is paid back in installments over time. Personal loans requested through feature a repayment range of 61 days to 84 months.

What fees does LoanStart charge?

  • There are no fees to use this site. We offer a free loan request service.

How much can I borrow?

  • You can request up to $40,000 through our site.

How long until I get my money?

  • If approved by a lender, you could receive your funding in as soon as one business day.