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The offers that appear on are from companies from which receives compensation. This compensation may impact how and where (including the order in which) offers are presented to consumers. does not make loan offers but instead pairs potential borrowers with lenders and lending partners. We are not a lender, do not make credit decisions, broker loans, or make short-term cash loans. We also do not charge fees to potential borrowers for our services and do not represent or endorse any particular participating lender or lending partner, service, or product. Submitting a request allows us to refer you to third-party lenders and lending partners and does not constitute approval for a loan. What you may be presented is not inclusive of all lenders/loan products and not all lenders will be able to make you an offer for a loan.

Request unsecured and secured funding from loan companies in Odessa, TX. Our lenders offer personal loans online for up to $40,000. Next business day funding!

Personal Loans in Odessa

If you want to fund a tech upstart or build an addition on your home, Odessa offers plenty of funding options to make your financial dream come true. Inquire about personal loan packages by contacting one of the financial institutions operating in the city.

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As the county seat of Ector County, Odessa is the primary city located within the Odessa Metropolitan Statistical Area. Combined with the nearby Midland area, the region boasts a population exceeding 350,000 residents. More than 117,000 residents called the community home in 2016, which was a 17.9 percent increase in population. The community sits in a semi-arid climate zone that occasionally receives snow in winter.

Like sister city Midland, Odessa has enjoyed several oil production booms that have brought in thousands of new residents to the region. Many of the largest employers operating in the city either process petrochemicals or supply energy companies with excavating and oil drilling equipment. The reliance on the boom and bust oil production cycle prompted civic leaders to implement strategies to attract businesses operating in other industries. With the community located close to major road and rail connections, the logistics industry has rapidly expanded in western Texas. Both Coca-Cola and Family Dollar have opened large distribution centers in the city.

Founded in 1962, the Midland-Odessa Symphony and Chorale presents live concerts featuring Pops and Masterworks music. Three chamber ensembles complement the live performances put on by the symphony throughout the year. Residents have several cultural attractions to visit that include the Ector Theatre. Once a thriving movie theater, the building is now home to hosting community sponsored social events. The Globe of the Great Southwest, which is located on the campus of Odessa College, features a stunningly similar replica of the vaunted William Shakespeare Globe Theatre. Theatrical plays and community sponsored events fill the calendar at the theatre, with the annual Shakespeare Festival representing the cultural highlight of the year.

The revitalization of Odessa has transformed the city into a thriving financial institution center. The Texas Department of Banking website offers residents a rich source of information about a wide variety of business topics. Click on the “Consumer Information” tab to learn more about how state and federal statutes protect consumers against fraud.

Visit the Odessa municipal website to stay on top of special events planned for residents. The civic website also presents detailed information that describes the numerous cultural and historical venues located throughout the region.

Personal Loan Calculator

Before you accept a loan, you should make sure you understand how much you will need pay back each month. Enter your loan information into this calculator to estimate your monthly payments and total interest paid.

Loan Calculator

Loan Amount: $10000
Loan Term: 12 mo.
Interest Rate: %
Monthly Payment $856.03
Months 12
Total Paid $10,272.35
Total Interest $272.35
We offer this personal loan calculator as a free tool to estimate the cost of your loan. We do not guarantee accurate results.

Texas Rules and Regulations

The legal requirements for loans in Odessa, Texas vary by funding type and the type of financial entity offering the loan. Questions like “What is the shortest payback period?” and “What is the longest loan term?” cannot be easily answered. To understand the rules and regulations for getting personal loans in Texas, associated with the loan you end up choosing, we recommend speaking with a professional accountant in your area.

Odessa Personal Loan Restrictions

You will need to contact your lender directly to discuss any restrictions that may apply to your loan. For information about what can prevent you from requesting a loan through our site, please see the corresponding section below.

Personal Loan for Bad Credit (Less than 580)

Those with bad credit may still be able to find funding. While searching for traditional bank loans, or even locally sourced alternative funding solutions, may prove unfruitful, online options may utilize a risk assessment model that favors your financial situation. A personal loan for bad credit less than 580 will likely have higher interest than some other types of loans.

Personal Loan Companies works with reputable financial companies, including:

  • LendingPoint LLC
  • Avant, Inc
  • Prosper Marketplace, Inc
  • Payoff, Inc
  • Social Finance, Inc
  • Fredom Financial Asset Management, Inc. dba FreedomPlus

How to Request a Loan Online

  • Fill out our form to get started
  • Let us reach out to our network of lenders and lending partners
  • Find out within minutes if we were able to connect you

Loan Request Eligibility Criteria

Please make sure you meet the following requirements before requesting a loan through our site:

  • You must be at least 18 years old to use our services.
  • You must be a U.S. citizen or a legal resident.
  • You must have an active bank account.
  • If you are ready, you can ask for funding right now.

Operating Hours

Our free loan request service is always open. You can use the form on this site to ask for funding 24 hours a day, seven days a week – including Sunday.

ZIP Codes

79760, 79761, 79762, 79763, 79764, 79765, 79768, 79769


How to request a loan in Odessa, TX?

  • Simply press the “Get Started” button at the top of the page to start our easy loan request process.

What is a personal loan?

  • A personal loan is a type of funding that is paid back in installments over time. Personal loans requested through feature a repayment range of 61 days to 84 months.

What fees does LoanStart charge?

  • There are no fees to use this site. We offer a free loan request service.

How much can I borrow?

  • You can request up to $40,000 through our site.

How long until I get my money?

  • If approved by a lender, you could receive your funding in as soon as one business day.