Advertiser Disclosure

The offers that appear on are from companies from which receives compensation. This compensation may impact how and where (including the order in which) offers are presented to consumers. does not make loan offers but instead pairs potential borrowers with lenders and lending partners. We are not a lender, do not make credit decisions, broker loans, or make short-term cash loans. We also do not charge fees to potential borrowers for our services and do not represent or endorse any particular participating lender or lending partner, service, or product. Submitting a request allows us to refer you to third-party lenders and lending partners and does not constitute approval for a loan. What you may be presented is not inclusive of all lenders/loan products and not all lenders will be able to make you an offer for a loan.

Request unsecured and secured funding from loan companies in Pharr, TX. Our lenders offer personal loans online for up to $40,000. Next business day funding!

Personal Loans in Pharr

Whether you want extra cash to put a down payment on a new car or fund the start of a small business, Pharr offers you the opportunity to achieve your financial dream. Within the city operate several lenders that tailor personal loan packages to match the unique needs of city residents.

I’d like to borrow: $

Drag the slider below to the amount you’d like to borrow

Located in Hidalgo County, Texas, Pharr has grown substantially since 1980. Every decade since the 1980s has brought double-digit growth to the city. In 2016, the border town grew by nearly 10 percent to reach 77,320 residents. As part of the McAllen-Edinburg-Mission Statistical Metropolitan area, the community connects to the Mexican city of Reynosa by a sprawling bridge. Residents have created a community that has earned the highly coveted “The All America City” handed out by the United States Chamber of commerce.

With about an hour drive east to the Gulf of Mexico, residents of the city enjoy myriad outdoor recreational opportunities. From skiing in the Gulf to playing Frisbee golf on one of the meticulously cared for beaches, Pharr residents stay active throughout the year. Warm Gulf of Mexico breezes heat up the community in winter, and the same open source of water cools the region when the temperatures into the triple-digit range at the height of summer. Several municipal parks in the greater McAllen area provide parents with plenty of options that keep their children active.

For decades, the agricultural industry represented the engine that drove the local economy. The passage of trade bills in the 1980s and 1990s sparked economic growth in other industries. Pharr benefits from its close proximity to the Gulf from the recent opening of a restaurant offering fresh seafood. The city has a vibrant central business district bolstered by independently owned and operated eateries. High tech startups provide the digital communication infrastructure for hospitals and the city public school district.

With an increase in personal loan options, Pharr residents should visit the Texas Department of Banking website to acquire more knowledge about financial topics. The website includes a “Consumer Information” section that brings readers up to speed on consumer protection laws.

Check out the official city website to take in the rich cultural and historical landmarks that make Pharr a special place to live. The website also includes a calendar of events to help residents plan social outings.

Personal Loan Calculator

Before you accept a loan, you should make sure you understand how much you will need pay back each month. Enter your loan information into this calculator to estimate your monthly payments and total interest paid.

Loan Calculator

Loan Amount: $10000
Loan Term: 12 mo.
Interest Rate: %
Monthly Payment $856.03
Months 12
Total Paid $10,272.35
Total Interest $272.35
We offer this personal loan calculator as a free tool to estimate the cost of your loan. We do not guarantee accurate results.

Texas Rules and Regulations

The legal requirements for loans in Pharr, Texas vary by funding type and the type of financial entity offering the loan. Questions like “What is the shortest payback period?” and “What is the longest loan term?” cannot be easily answered. To understand the rules and regulations for getting personal loans in Texas, associated with the loan you end up choosing, we recommend speaking with a professional accountant in your area.

Pharr Personal Loan Restrictions

You will need to contact your lender directly to discuss any restrictions that may apply to your loan. For information about what can prevent you from requesting a loan through our site, please see the corresponding section below.

Personal Loan for Bad Credit (Less than 580)

Those with bad credit may still be able to find funding. While searching for traditional bank loans, or even locally sourced alternative funding solutions, may prove unfruitful, online options may utilize a risk assessment model that favors your financial situation. A personal loan for bad credit less than 580 will likely have higher interest than some other types of loans.

Personal Loan Companies works with reputable financial companies, including:

  • LendingPoint LLC
  • Avant, Inc
  • Prosper Marketplace, Inc
  • Payoff, Inc
  • Social Finance, Inc
  • Fredom Financial Asset Management, Inc. dba FreedomPlus

How to Request a Loan Online

  • Fill out our form to get started
  • Let us reach out to our network of lenders and lending partners
  • Find out within minutes if we were able to connect you

Loan Request Eligibility Criteria

Please make sure you meet the following requirements before requesting a loan through our site:

  • You must be at least 18 years old to use our services.
  • You must be a U.S. citizen or a legal resident.
  • You must have an active bank account.
  • If you are ready, you can ask for funding right now.

Operating Hours

Our free loan request service is always open. You can use the form on this site to ask for funding 24 hours a day, seven days a week – including Sunday.

ZIP Code



How to request a loan in Pharr, TX?

  • Simply press the “Get Started” button at the top of the page to start our easy loan request process.

What is a personal loan?

  • A personal loan is a type of funding that is paid back in installments over time. Personal loans requested through feature a repayment range of 61 days to 84 months.

What fees does LoanStart charge?

  • There are no fees to use this site. We offer a free loan request service.

How much can I borrow?

  • You can request up to $40,000 through our site.

How long until I get my money?

  • If approved by a lender, you could receive your funding in as soon as one business day.