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The offers that appear on are from companies from which receives compensation. This compensation may impact how and where (including the order in which) offers are presented to consumers. does not make loan offers but instead pairs potential borrowers with lenders and lending partners. We are not a lender, do not make credit decisions, broker loans, or make short-term cash loans. We also do not charge fees to potential borrowers for our services and do not represent or endorse any particular participating lender or lending partner, service, or product. Submitting a request allows us to refer you to third-party lenders and lending partners and does not constitute approval for a loan. What you may be presented is not inclusive of all lenders/loan products and not all lenders will be able to make you an offer for a loan.

Request unsecured and secured funding from loan companies in Baytown, TX. Our lenders offer personal loans online for up to $40,000. Next business day funding!

Personal Loans in Baytown

Interstate 10 and Texas State Highway 146 converge in Baytown to provide residents with convenient access to many of the cities that comprise the Houston-Woodlands-Sugar Land Statistical Metropolitan area. Developed in both Harris and Chambers counties, the city sits on the northern edge of Galveston Bay near the point where the Buffalo Bayou and San Jacinto River runs into the Gulf of Mexico. The area’s population has depended mainly on the state of the oil industry, with 2016 achieving 5.8 percent population growth from when the last census was taken in 2010.

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Residents have a wide variety of reasons for pursuing personal loans. Before signing on the dotted line, we encourage you to access the Texas Department of Banking website to learn about fundamental finance topics. Click on the “Financial Education” tab to enter the section of the website that discusses requesting personal loans.

Three industrial districts developed outside of the city limits represent the drivers of the engine that fuels the local economy. The industrial districts mostly support the petroleum industry, especially manufacturing plants that process petrochemicals. As business anchors of the city, ExxonMobile and Chevron Phillips are the largest employers. The ExxonMobil Baytown Complex is considered one of the largest industrial complexes in the world. Since the turn of the new millennium, civic leaders have attracted other industries to set up shop in Pharr, with Bayer making a strong addition to diversify the economic base.

With its location near the Gulf of Mexico, Pharr offers residents plenty of outdoor recreational options. Baytown Nature Center is a dual mix green space that spans more than 450 acres. Located along the Houston Ship Channel, the nature center includes hundreds of bird, mammal, reptile, and aquatic species. Get away from the hustle and bustles by taking one of the trails for a day hike. Warm, humid weather throughout the year allow city residents to enjoy outdoor activities such as visiting the renowned Houston Zoo.

Baytown is home to numerous lenders who can help you achieve your financial goals. If you want to fund a startup or receive cash to purchase a fishing vessel, the city financial institutions are there to guide city residents through the personal loan process.

Spend some time going over the official Baytown website to discover the landmarks that make South Texas a special place to live. The website presents a calendar of events to help you plan your social schedule.

Personal Loan Calculator

Before you accept a loan, you should make sure you understand how much you will need pay back each month. Enter your loan information into this calculator to estimate your monthly payments and total interest paid.

Loan Calculator

Loan Amount: $10000
Loan Term: 12 mo.
Interest Rate: %
Monthly Payment $856.03
Months 12
Total Paid $10,272.35
Total Interest $272.35
We offer this personal loan calculator as a free tool to estimate the cost of your loan. We do not guarantee accurate results.

Texas Rules and Regulations

The legal requirements for loans in Baytown, Texas vary by funding type and the type of financial entity offering the loan. Questions like “What is the shortest payback period?” and “What is the longest loan term?” cannot be easily answered. To understand the rules and regulations for getting personal loans in Texas, associated with the loan you end up choosing, we recommend speaking with a professional accountant in your area.

Baytown Personal Loan Restrictions

You will need to contact your lender directly to discuss any restrictions that may apply to your loan. For information about what can prevent you from requesting a loan through our site, please see the corresponding section below.

Personal Loan for Bad Credit (Less than 580)

Those with bad credit may still be able to find funding. While searching for traditional bank loans, or even locally sourced alternative funding solutions, may prove unfruitful, online options may utilize a risk assessment model that favors your financial situation. A personal loan for bad credit less than 580 will likely have higher interest than some other types of loans.

Personal Loan Companies works with reputable financial companies, including:

  • LendingPoint LLC
  • Avant, Inc
  • Prosper Marketplace, Inc
  • Payoff, Inc
  • Social Finance, Inc
  • Fredom Financial Asset Management, Inc. dba FreedomPlus

How to Request a Loan Online

  • Fill out our form to get started
  • Let us reach out to our network of lenders and lending partners
  • Find out within minutes if we were able to connect you

Loan Request Eligibility Criteria

Please make sure you meet the following requirements before requesting a loan through our site:

  • You must be at least 18 years old to use our services.
  • You must be a U.S. citizen or a legal resident.
  • You must have an active bank account.
  • If you are ready, you can ask for funding right now.

Operating Hours

Our free loan request service is always open. You can use the form on this site to ask for funding 24 hours a day, seven days a week – including Sunday.

ZIP Codes

77520, 77521, 77522, 77523


How to request a loan in Baytown, TX?

  • Simply press the “Get Started” button at the top of the page to start our easy loan request process.

What is a personal loan?

  • A personal loan is a type of funding that is paid back in installments over time. Personal loans requested through feature a repayment range of 61 days to 84 months.

What fees does LoanStart charge?

  • There are no fees to use this site. We offer a free loan request service.

How much can I borrow?

  • You can request up to $40,000 through our site.

How long until I get my money?

  • If approved by a lender, you could receive your funding in as soon as one business day.