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The offers that appear on are from companies from which receives compensation. This compensation may impact how and where (including the order in which) offers are presented to consumers. does not make loan offers but instead pairs potential borrowers with lenders and lending partners. We are not a lender, do not make credit decisions, broker loans, or make short-term cash loans. We also do not charge fees to potential borrowers for our services and do not represent or endorse any particular participating lender or lending partner, service, or product. Submitting a request allows us to refer you to third-party lenders and lending partners and does not constitute approval for a loan. What you may be presented is not inclusive of all lenders/loan products and not all lenders will be able to make you an offer for a loan.

Richardson, TX Personal Loans Online

Request unsecured and secured funding from loan companies in Richardson, TX. Our lenders offer personal loans online for up to $40,000. Next business day funding!

Personal Loans in Richardson

The strength of the Richardson economy is best defined by how the Dallas-Fort Worth metroplex suburb handled the American Great Recession of 2007 and 2008. As most of the country slid into an economic funk, the North Texas city enjoyed unsurpassed prosperity. Since 2005, the combined property value of the affluent community increased from $8.3 billion to more than $14 billion. The rise in property value sparked an $11 million increase in sales tax revenue, which has driven growth in the number of commercial developments, as well as the creation of new municipal green spaces for city residents and other to enjoy.

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Strong economic growth has spurred a tremendous rise in the population of the Dallas inner-ring suburb. In 2016, the population of Richardson grew 14.2 percent from the number of residents counted during the 2010 census. More than 113,000 people call the Dallas-Fort Worth metroplex community home. The result of vibrant economic and population growth has produced more personal loan inquiries. City residents benefit from several funding options made available by financial institutions that offer personal loans for home and small business purchases.

As the center of Telecom Corridor®, Richardson has more than 5,000 businesses operating within the city’s 28 square miles. Many of the world’s largest telecommunications and networking corporations call the city home, such as Cisco, Samsung, Verizon, and AT&T. The presence of the telecommunications companies has spurred growth in the education sector, with the University of Texas at Dallas offering courses that appeal to students who want to pursue careers in highly technical fields. Other major employers in the city include State Farm Insurance and Blue Cross and Blue Shield of Texas.

Richardson has received recognition for promoting several recreational initiatives, especially when it comes to developing infrastructure for cyclists. The community earned the Bronze Bicycle Friendly Community designation from the League of American Bicyclists in 2015. New hiking trails opened within city limits in 2015 as well, which connected the Dallas suburb to hiking trails that run through adjacent cities. Breckenridge Park, which spans 417 acres, offers family-friendly amenities like large picnic areas and ponds where young anglers learn new fishing skills.

We recommend any Richardson resident who wants to request a personal loan visit the Texas Department of Banking website. Click the “Laws and Regulations” tab to learn more about the Texas statutes governing personal loans. Stay on top of what’s happening in the city by accessing the official city website.

Personal Loan Calculator

Before you accept a loan, you should make sure you understand how much you will need pay back each month. Enter your loan information into this calculator to estimate your monthly payments and total interest paid.

Loan Calculator

Loan Amount: $10000
Loan Term: 12 mo.
Interest Rate: %
Monthly Payment $856.03
Months 12
Total Paid $10,272.35
Total Interest $272.35
We offer this personal loan calculator as a free tool to estimate the cost of your loan. We do not guarantee accurate results.

Texas Rules and Regulations

The legal requirements for loans in Richardson, Texas vary by funding type and the type of financial entity offering the loan. Questions like “What is the shortest payback period?” and “What is the longest loan term?” cannot be easily answered. To understand the rules and regulations for getting personal loans in Texas, associated with the loan you end up choosing, we recommend speaking with a professional accountant in your area.

Richardson Personal Loan Restrictions

You will need to contact your lender directly to discuss any restrictions that may apply to your loan. For information about what can prevent you from requesting a loan through our site, please see the corresponding section below.

Personal Loan for Bad Credit (Less than 580)

Those with bad credit may still be able to find funding. While searching for traditional bank loans, or even locally sourced alternative funding solutions, may prove unfruitful, online options may utilize a risk assessment model that favors your financial situation. A personal loan for bad credit less than 580 will likely have higher interest than some other types of loans.

How to Request a Loan Online

  • Fill out our form to get started
  • Let us reach out to our network of lenders and lending partners
  • Find out within minutes if we were able to connect you

Loan Request Eligibility Criteria

Please make sure you meet the following requirements before requesting a loan through our site:

  • You must be at least 18 years old to use our services.
  • You must be a U.S. citizen or a legal resident.
  • You must have an active bank account.
  • If you are ready, you can ask for funding right now.

Operating Hours

Our free loan request service is always open. You can use the form on this site to ask for funding 24 hours a day, seven days a week – including Sunday.

ZIP Codes

75080, 75081, 75081, 75082, 75083, 75085


How to request a loan in Richardson, TX?

  • Simply press the “Get Started” button at the top of the page to start our easy loan request process.

What is a personal loan?

  • A personal loan is a type of funding that is paid back in installments over time. Personal loans requested through feature a repayment range of 61 days to 84 months.

What fees does LoanStart charge?

  • There are no fees to use this site. We offer a free loan request service.

How much can I borrow?

  • You can request up to $40,000 through our site.

How long until I get my money?

  • If approved by a lender, you could receive your funding in as soon as one business day.