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The offers that appear on are from companies from which receives compensation. This compensation may impact how and where (including the order in which) offers are presented to consumers. does not make loan offers but instead pairs potential borrowers with lenders and lending partners. We are not a lender, do not make credit decisions, broker loans, or make short-term cash loans. We also do not charge fees to potential borrowers for our services and do not represent or endorse any particular participating lender or lending partner, service, or product. Submitting a request allows us to refer you to third-party lenders and lending partners and does not constitute approval for a loan. What you may be presented is not inclusive of all lenders/loan products and not all lenders will be able to make you an offer for a loan.

Request unsecured and secured funding from loan companies in Midland, TX. Our lenders offer personal loans online for up to $40,000. Next business day funding!

Personal Loans in Midland

This might surprise you, but Midland is home to the tallest building between Fort Worth and Phoenix. Referred to as “The Tall City,” the west Texas community is well known in the Southwest for its spectacular skyline. The revenue generated from the Permian Basin oil and gas discoveries created the affluence that led to private industry and municipal government leaders to think big. The city has experienced several oil booms, most notably during the 1950s and 1970s, when oil prices skyrocketed. For years, the 22-story Wilco building held the distinction as being the tallest building in Midland. As of 2018, the 24-story Bank of America skyscraper holds the honor.

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Midland is the county seat of Midland County located in the lower section of the Southern Plains. In 2016, the city’s population increased by 21.1 percent to reach 134,610 residents. In fact, Midland has experienced population growth in every decade since World War II except for one decade, the 1970s. The semi-arid climate produces little rain during hot summers. The community receives the bulk of its precipitation in winter. Although temperatures can drop below freezing, thermometers rarely dip below 32 degrees for long.

In 2014, the city posted the lowest unemployment rate in the United States at 2.3 percent. After decreasing its dependence on the petrol drive economy, Midland began to enjoy robust economic growth caused by corporate investments in telecommunication and information technology infrastructure. The three largest employers in the area are the Midland Independent School District, Dawson Geophysical, and Midland Memorial Hospital and Medical Center.

The Midland-Odessa Symphony and Chorale has delivered critically acclaimed performances in Permian Basin for more than 45 years. As the largest symphony in the region, the orchestra presents Pops and Masterworks performances every year. Professional musicians from Midland have joined talented professionals who travel from as far away as Lubbock and San Angelo to play the classics. Three resident chamber ensembles comprised of the primary musicians in the orchestra also produce memorable music.

The wealth accumulated by Midland financial institutions has produced a strong demand for a wide variety of personal loan packages. From needing seed money to start a biotech research facility to adding a garage on a Midland home, there are many reasons residents in this area need money. Before you pursue a loan, visit the Texas Department of Banking website and click on the “Consumer Information” tab to review valuable personal finance information.

Access the official city website to learn more about “The Tall City.”

Personal Loan Calculator

Before you accept a loan, you should make sure you understand how much you will need pay back each month. Enter your loan information into this calculator to estimate your monthly payments and total interest paid.

Loan Calculator

Loan Amount: $10000
Loan Term: 12 mo.
Interest Rate: %
Monthly Payment $856.03
Months 12
Total Paid $10,272.35
Total Interest $272.35
We offer this personal loan calculator as a free tool to estimate the cost of your loan. We do not guarantee accurate results.

Texas Rules and Regulations

The legal requirements for loans in Midland, Texas vary by funding type and the type of financial entity offering the loan. Questions like “What is the shortest payback period?” and “What is the longest loan term?” cannot be easily answered. To understand the rules and regulations for getting personal loans in Texas, associated with the loan you end up choosing, we recommend speaking with a professional accountant in your area.

Midland Personal Loan Restrictions

You will need to contact your lender directly to discuss any restrictions that may apply to your loan. For information about what can prevent you from requesting a loan through our site, please see the corresponding section below.

Personal Loan for Bad Credit (Less than 580)

Those with bad credit may still be able to find funding. While searching for traditional bank loans, or even locally sourced alternative funding solutions, may prove unfruitful, online options may utilize a risk assessment model that favors your financial situation. A personal loan for bad credit less than 580 will likely have higher interest than some other types of loans.

Personal Loan Companies works with reputable financial companies, including:

  • LendingPoint LLC
  • Avant, Inc
  • Prosper Marketplace, Inc
  • Payoff, Inc
  • Social Finance, Inc
  • Fredom Financial Asset Management, Inc. dba FreedomPlus

How to Request a Loan Online

  • Fill out our form to get started
  • Let us reach out to our network of lenders and lending partners
  • Find out within minutes if we were able to connect you

Loan Request Eligibility Criteria

Please make sure you meet the following requirements before requesting a loan through our site:

  • You must be at least 18 years old to use our services.
  • You must be a U.S. citizen or a legal resident.
  • You must have an active bank account.
  • If you are ready, you can ask for funding right now.

Operating Hours

Our free loan request service is always open. You can use the form on this site to ask for funding 24 hours a day, seven days a week – including Sunday.

ZIP Codes

79701, 79702, 79703, 79704, 79705, 79707, 79708, 79711


How to request a loan in Midland, TX?

  • Simply press the “Get Started” button at the top of the page to start our easy loan request process.

What is a personal loan?

  • A personal loan is a type of funding that is paid back in installments over time. Personal loans requested through feature a repayment range of 61 days to 84 months.

What fees does LoanStart charge?

  • There are no fees to use this site. We offer a free loan request service.

How much can I borrow?

  • You can request up to $40,000 through our site.

How long until I get my money?

  • If approved by a lender, you could receive your funding in as soon as one business day.